Terms of Service
Saludeza ("we", "us") is a brand of DirectPoint Media LLC. Saludeza provides health insurance quote services, plan information, and educational resources directly to consumers through its website. Saludeza is not an insurance carrier, agency, or broker, and is not a government agency. By using this website or submitting a request, you agree to these Terms of Service and our Privacy Policy.
1. Our services
Saludeza provides health insurance quote services, plan information, and educational resources directly to consumers through its website. Saludeza is not an insurance carrier, agency, or broker, and is not a government agency. Saludeza provides its own quote services, informational resources, and customer support directly through its website. Information on this site is general and educational; it is not legal, tax, or medical advice.
2. Not a government website
Saludeza is a privately owned website and is not affiliated with or endorsed by any government agency or HealthCare.gov. Saludeza does not enroll anyone in a health plan. Plan availability, prices, and premium tax credit amounts vary by location and household and are set by the insurer or the Health Insurance Marketplace, not by Saludeza.
3. Quotes and plan information
Quotes are estimates based on the information you provide. Final premiums, benefits, networks, and eligibility for premium tax credits are determined by the insurer or the Health Insurance Marketplace and can change. Saludeza does not guarantee any price, plan, or level of savings.
4. Consent to contact
When you submit our form you see and agree to the following statement:
By clicking "Send My Quote", I provide my electronic signature and prior express written consent to be contacted by Saludeza regarding my inquiry at the phone number and email address I provided, including through automated telephone dialing systems and prerecorded or artificial voice messages. Consent is not a condition of purchase. I may revoke consent at any time by replying STOP to any text or emailing [email protected]. Calls may be recorded for quality assurance.
In order to fulfill your request, Saludeza may use contracted service providers, which act solely on Saludeza's behalf and at Saludeza's direction, for the sole purpose of facilitating the delivery of communications you have consented to receive. These service providers operate under strict contractual obligations to process your data only as directed by Saludeza and in accordance with this Agreement. Your personal information will not be sold, rented, leased, or otherwise disclosed to any unaffiliated third parties for independent marketing purposes.
Consent to be contacted is not a condition of purchase. You may revoke it at any time by replying STOP to any text message or emailing [email protected].
5. SMS program
The Saludeza SMS Program has two separate, optional opt-ins: account notification messages (for example, quote updates and status alerts) and marketing messages (special offers and insurance-related promotions). Message frequency varies. Msg & data rates may apply. Reply STOP to opt out at any time; reply HELP for help. Carriers are not liable for delayed or undelivered messages. Full details are in our SMS Terms, which are part of these Terms.
6. Your information and eligibility to use the site
You must be at least 18 years old and a U.S. resident to submit a request. You agree that the information you provide is accurate and is your own, and that any phone number you enter is one you are authorized to use.
7. Intellectual property
The content, design, and illustrations on this website belong to DirectPoint Media LLC and may not be copied or reused without permission.
8. Disclaimers and limitation of liability
This website is provided "as is" without warranties of any kind. To the fullest extent permitted by law, DirectPoint Media LLC and Saludeza are not liable for indirect, incidental, or consequential damages arising from your use of the site or reliance on its content.
9. Changes
We may update these Terms. The "Last updated" date above shows the current version. Consent you gave is recorded with the exact wording and version you saw at that time.
10. Contact
DirectPoint Media LLC
1408 E 13th St, Cheyenne, WY 82001
Email: [email protected]
Phone: 800-741-9835